Bank 360: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank 360 of Cordell, OK against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.61% | 0.85% | +0.76% | 71st above |
| ROAE | 17.25% | 5.23% | +12.02% | 86th top |
| Net Interest Margin | 5.04% | 3.94% | +1.10% | 88th top |
| Efficiency Ratio | 67.88% | 74.96% | -7.08% | 53rd above |
| PPNR / Avg Assets | 1.70% | — | — | 68th above |
| Yield on Earning Assets | 7.59% | 5.42% | +2.17% | 97th top |
| Cost of Funds | 2.90% | 1.69% | +1.21% | 10th bottom |
| Net Interest Spread | 4.09% | — | — | 79th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.97% | 1.34% | +2.63% | 7th bottom |
| NPA / Total Assets | 3.42% | — | — | 4th bottom |
| NCO / Avg Loans | -0.01% | 0.11% | -0.12% | 82nd top |
| ACL / Total Loans | 1.11% | — | — | 40th below |
| ACL / NPLs (Coverage) | 27.98% | — | — | 6th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.76% | 7.23% | -0.47% | 26th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.36% | 14.13% | -4.77% | 12th bottom |
| Equity / Assets | 9.25% | 13.07% | -3.82% | 18th bottom |
| TCE / Tangible Assets | 9.25% | — | — | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.63% | 68.58% | +31.05% | 10th bottom |
| Core Deposit Ratio | 76.22% | 88.79% | -12.57% | 9th bottom |
| Wholesale Funding Ratio | 1.47% | — | — | 75th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.46% | — | — | 21st bottom |
| Loan Growth (Y/Y) | 12.25% | — | — | 81st top |
| Deposit Growth (Y/Y) | -2.21% | — | — | 21st bottom |
See Bank 360's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank 360, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank 360 profile, how to read a UBPR, or how this data updates.