The Bank of Advance: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Advance of Advance, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.42% | 1.34% | +1.08% | 93rd top |
| ROAE | 19.29% | 13.31% | +5.98% | 85th top |
| Net Interest Margin | 4.92% | 3.93% | +0.99% | 91st top |
| Efficiency Ratio | 47.37% | 61.15% | -13.78% | 86th top |
| PPNR / Avg Assets | 2.76% | 1.68% | +1.08% | 93rd top |
| Yield on Earning Assets | 6.74% | 5.67% | +1.07% | 92nd top |
| Cost of Funds | 2.02% | 1.88% | +0.14% | 36th below |
| Net Interest Spread | 4.28% | 3.32% | +0.96% | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.74% | 0.94% | -0.20% | 35th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.60% | 0.70% | -0.10% | 33rd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.07% | 0.16% | -0.09% | 23rd bottom |
| ACL / Total Loans | 1.52% | 1.28% | +0.24% | 79th top |
| ACL / NPLs (Coverage) | 203.85% | 1539.39% | -1335.54% | 49th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.79% | 7.33% | -2.54% | 43rd below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 296.17% | 1396.32% | -1100.15% | 65th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.01% | 12.14% | +0.87% | 75th top |
| Equity / Assets | 13.11% | 11.37% | +1.74% | 79th top |
| TCE / Tangible Assets | 13.11% | 11.09% | +2.02% | 81st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.00% | 80.63% | +12.37% | 22nd bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.13% | 86.86% | +1.27% | 44th below |
| Wholesale Funding Ratio | 0.49% | 5.04% | -4.55% | 90th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.45% | 6.85% | -4.40% | 35th below |
| Loan Growth (Y/Y) | 3.40% | 7.90% | -4.50% | 39th below |
| Deposit Growth (Y/Y) | 2.15% | 6.29% | -4.14% | 36th below |
See The Bank of Advance's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Advance, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Advance profile, how to read a UBPR, or how this data updates.