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Bank of Ann Arbor: Return on Equity

14.41% Ranks #1,338 of 3,614 U.S. banks · 63rd percentile

Data as of · sourced from FFIEC call reports. How we update

Bank of Ann Arbor reported a return on equity of 14.41% as of Q2 2026, ranking #1,338 of 3,614 U.S. banks (63rd percentile). That is up 1.41 percentage points from 13.00% a year earlier, and above the 12.58% median of the 855 Large Community Banks ($1B–$10B in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 14.41%
Q1 2026 13.28%
Q4 2025 10.71%
Q3 2025 13.82%
Q2 2025 13.00%
Q1 2025 12.47%
Q4 2024 9.35%
Q3 2024 13.87%
Q2 2024 12.38%
Q1 2024 12.31%
Q4 2023 9.57%
Q3 2023 12.86%

National Context

Latest value 14.41%
National rank#1,338 of 3,614
Percentile 63rd
12-quarter low9.35%
12-quarter high14.41%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is Bank of Ann Arbor's Return on Equity?

Bank of Ann Arbor's Return on Equity was 14.41% as of Q2 2026, ranking #1338 of 3,614 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bank of Ann Arbor profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 34120) · FFIEC NIC profile (RSSD 2390929)