Bank of Brookfield-Purdin N.A.: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) climbed 2.88 percentage points in Q3 2026, from 8.12% to 11.00%. It was the largest change from Q2 2026 among the key lines here. On loan-to-deposit ratio, Bank of Brookfield-Purdin N.A. is 4th from the bottom among 192 Missouri banks, 22.76% (Q3 2026). Against a median of 80.94% for banks in the $100M-1B asset tier, Bank of Brookfield-Purdin N.A. reported 22.76% on loan-to-deposit ratio in Q3 2026, 58.19 points lower; the peer median is as of Q2 2026.
Loan totals
| Line item | Q3 2026 |
|---|---|
| Total loans and leases | $22.7M |
| Net loans and leases | $22.3M |
| Loans held for sale | $0 |
| Loans to total assets | 20.16% |
| Loan-to-deposit ratio | 22.76% |
| Net loans to equity capital | 1.86% |
Portfolio mix (share of total loans)
| Line item | Q3 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 5.19% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 7.57% |
| Consumer | 4.88% |
| Credit cards | 0.00% |
| Farm | 32.71% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q3 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 11.00% |
| Construction concentration (Tier 1 capital + allowance) | 2.42% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q3 2026 |
|---|---|
| Yield on loans | 6.95% |
| Interest income on loans | $386K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q4 2023 | $21.0M | $95.1M | 1.54% | 8.34% | 5.66% |
| Q1 2024 | $20.5M | $96.5M | 1.52% | 8.31% | 6.11% |
| Q2 2024 | $21.0M | $92.6M | 1.41% | 7.35% | 5.92% |
| Q3 2024 | $20.9M | $92.2M | 1.29% | 7.04% | 6.17% |
| Q4 2024 | $21.9M | $98.0M | 1.18% | 6.82% | 5.36% |
| Q1 2025 | $22.1M | $100.0M | 0.95% | 6.49% | 5.23% |
| Q2 2025 | $23.0M | $97.9M | 1.95% | 5.41% | 4.84% |
| Q3 2025 | $22.8M | $94.7M | 2.61% | 5.30% | 4.67% |
| Q4 2025 | $23.4M | $97.2M | 3.43% | 5.57% | 4.43% |
| Q1 2026 | $22.7M | $101.1M | 4.01% | 8.04% | 4.92% |
| Q2 2026 | $21.8M | $103.5M | 4.11% | 8.24% | 5.42% |
| Q3 2026 | $22.7M | $99.7M | 5.19% | 7.57% | 4.88% |
Bank of Brookfield-Purdin N.A. loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Brookfield-Purdin N.A., freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Brookfield-Purdin N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9385) · FFIEC NIC profile (RSSD 236256)