The Bank of Canton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Canton of Canton, MA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.87% | 1.34% | -0.47% | 26th below |
| ROAE | 6.20% | 13.32% | -7.12% | 18th bottom |
| Net Interest Margin | 3.53% | 3.93% | -0.40% | 28th below |
| Efficiency Ratio | 71.58% | 61.13% | +10.45% | 25th below |
| PPNR / Avg Assets | 1.13% | 1.68% | -0.55% | 26th below |
| Yield on Earning Assets | 4.99% | 5.67% | -0.68% | 23rd bottom |
| Cost of Funds | 1.65% | 1.88% | -0.23% | 60th above |
| Net Interest Spread | 2.97% | 3.32% | -0.35% | 31st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.90% | 0.94% | -0.04% | 31st below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.62% | 0.70% | -0.08% | 33rd below |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 86th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.26% | 1.28% | -0.02% | 57th above |
| ACL / NPLs (Coverage) | 140.35% | 1539.83% | -1399.48% | 38th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.99% | 7.33% | -3.34% | 47th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 22.99% | 19.50% | +3.49% | 85th top |
| Tier 1 Ratio | 22.99% | 19.53% | +3.46% | 85th top |
| Total Capital Ratio | 24.24% | 20.62% | +3.62% | 85th top |
| Leverage Ratio | 14.43% | 12.14% | +2.29% | 84th top |
| Equity / Assets | 14.59% | 11.37% | +3.22% | 87th top |
| TCE / Tangible Assets | 14.59% | 11.09% | +3.50% | 88th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.36% | 80.64% | +0.72% | 49th below |
| Core Deposit Ratio | 94.04% | 86.86% | +7.18% | 79th top |
| Wholesale Funding Ratio | 0.07% | 5.04% | -4.97% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.61% | 6.85% | -3.24% | 44th below |
| Loan Growth (Y/Y) | 2.59% | 7.91% | -5.32% | 34th below |
| Deposit Growth (Y/Y) | 3.84% | 6.29% | -2.45% | 49th below |
See The Bank of Canton's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Canton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Canton profile, how to read a UBPR, or how this data updates.