Bank of Cave City: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Cave City of Cave City, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.80% | 1.34% | -0.54% | 23rd bottom |
| ROAE | 13.58% | 13.31% | +0.27% | 57th above |
| Net Interest Margin | 4.23% | 3.93% | +0.30% | 66th above |
| Efficiency Ratio | 80.16% | 61.14% | +19.02% | 13th bottom |
| PPNR / Avg Assets | 0.92% | 1.68% | -0.76% | 18th bottom |
| Yield on Earning Assets | 6.15% | 5.67% | +0.48% | 75th top |
| Cost of Funds | 1.97% | 1.88% | +0.09% | 39th below |
| Net Interest Spread | 3.88% | 3.32% | +0.56% | 78th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.68% | 0.94% | +0.74% | 16th bottom |
| NPA / Total Assets | 1.26% | 0.70% | +0.56% | 15th bottom |
| NCO / Avg Loans | 0.16% | 0.16% | +0.00% | 14th bottom |
| ACL / Total Loans | 0.64% | 1.28% | -0.64% | 6th bottom |
| ACL / NPLs (Coverage) | 38.29% | 1538.98% | -1500.69% | 6th bottom |
| Texas Ratio | 19.97% | 7.33% | +12.64% | 8th bottom |
| Provision / NCO | 115.38% | 1395.86% | -1280.48% | 44th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.62% | 19.50% | +1.12% | 79th top |
| Tier 1 Ratio | 20.62% | 19.54% | +1.08% | 79th top |
| Total Capital Ratio | 21.80% | 20.62% | +1.18% | 79th top |
| Leverage Ratio | 8.38% | 12.14% | -3.76% | 5th bottom |
| Equity / Assets | 5.94% | 11.38% | -5.44% | 2nd bottom |
| TCE / Tangible Assets | 5.86% | 11.09% | -5.23% | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.68% | 80.64% | -3.96% | 58th above |
| Core Deposit Ratio | 84.19% | 86.86% | -2.67% | 28th below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.81% | 5.03% | -1.22% | 47th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.83% | 6.85% | -5.02% | 31st below |
| Loan Growth (Y/Y) | 2.30% | 7.90% | -5.60% | 33rd below |
| Deposit Growth (Y/Y) | 1.73% | 6.29% | -4.56% | 33rd below |
See Bank of Cave City's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Cave City, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Cave City profile, how to read a UBPR, or how this data updates.