Bank of Central Florida Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Bank of Central Florida routing number?

The Bank of Central Florida routing number is 063116261. It is the primary ABA routing transit number registered to Bank of Central Florida, headquartered in Lakeland, FL. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Bank of Central Florida wire routing number?

This page lists 063116261, the primary routing number registered to Bank of Central Florida. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Bank of Central Florida before sending a wire.

Is ABA number 063116261 the routing number for Bank of Central Florida?

Yes. ABA number 063116261 is the primary routing number registered to Bank of Central Florida. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 063116261?

Routing number 063116261 belongs to Bank of Central Florida, headquartered in Lakeland, FL. It is the bank's primary ABA routing number (FDIC certificate 58479).

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