Bank of Clarkson: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Clarkson of Clarkson, KY against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.30% | 1.34% | -0.04% | 52nd above |
| ROAE | 13.34% | 13.32% | +0.02% | 56th above |
| Net Interest Margin | 3.98% | 3.93% | +0.05% | 52nd above |
| Efficiency Ratio | 59.57% | 61.13% | -1.56% | 55th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.66% | 1.68% | -0.02% | 54th above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.62% | 5.67% | -0.05% | 51st above |
| Cost of Funds | 1.79% | 1.88% | -0.09% | 51st above |
| Net Interest Spread | 3.18% | 3.32% | -0.14% | 43rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.85% | 0.94% | +0.91% | 14th bottom |
| NPA / Total Assets | 1.25% | 0.70% | +0.55% | 15th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.16% | -0.14% | 33rd below |
| ACL / Total Loans | 0.53% | 1.28% | -0.75% | 3rd bottom |
| ACL / NPLs (Coverage) | 28.50% | 1546.41% | -1517.91% | 3rd bottom |
| Texas Ratio | 11.93% | 7.34% | +4.59% | 18th bottom |
| Provision / NCO | 28.57% | 1395.22% | -1366.65% | 25th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 19.02% | 19.48% | -0.46% | 74th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 19.02% | 19.52% | -0.50% | 74th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 19.55% | 20.61% | -1.06% | 71st above |
| Leverage Ratio | 12.45% | 12.14% | +0.31% | 69th above |
| Equity / Assets | 10.23% | 11.36% | -1.13% | 48th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.23% | 11.08% | -0.85% | 53rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.30% | 80.66% | -0.36% | 51st above |
| Core Deposit Ratio | 82.49% | 86.85% | -4.36% | 22nd bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.98% | 5.04% | -0.06% | 38th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.50% | 6.84% | -0.34% | 66th above |
| Loan Growth (Y/Y) | 8.44% | 7.92% | +0.52% | 67th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.37% | 6.29% | -1.92% | 52nd above |
See Bank of Clarkson's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Clarkson, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Clarkson profile, how to read a UBPR, or how this data updates.