Bank of Commerce: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Commerce of Chanute, KS against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.57% | 1.34% | +0.23% | 67th above |
| ROAE | 16.56% | 13.32% | +3.24% | 74th above |
| Net Interest Margin | 3.74% | 3.93% | -0.19% | 39th below |
| Efficiency Ratio | 58.82% | 61.13% | -2.31% | 57th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.60% | 1.68% | -0.08% | 51st above |
| Yield on Earning Assets | 5.33% | 5.67% | -0.34% | 37th below |
| Cost of Funds | 1.68% | 1.88% | -0.20% | 58th above |
| Net Interest Spread | 3.17% | 3.32% | -0.15% | 42nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 0.94% | -0.89% | 78th top |
| NPA / Total Assets | 0.03% | 0.70% | -0.67% | 80th top |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 75th top |
| ACL / Total Loans | 1.17% | 1.28% | -0.11% | 47th below |
| ACL / NPLs (Coverage) | 2326.79% | 1545.71% | +781.08% | — |
| Texas Ratio | 0.34% | 7.34% | -7.00% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.73% | 19.49% | -5.76% | 36th below |
| Tier 1 Ratio | 13.73% | 19.52% | -5.79% | 36th below |
| Total Capital Ratio | 14.92% | 20.61% | -5.69% | 37th below |
| Leverage Ratio | 9.19% | 12.14% | -2.95% | 15th bottom |
| Equity / Assets | 9.63% | 11.37% | -1.74% | 38th below |
| TCE / Tangible Assets | 9.32% | 11.08% | -1.76% | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.08% | 80.66% | -4.58% | 59th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.16% | 86.85% | +1.31% | 44th below |
| Wholesale Funding Ratio | 1.89% | 5.04% | -3.15% | 69th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.96% | 6.84% | -0.88% | 62nd above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.57% | 7.92% | -2.35% | 51st above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.43% | 6.29% | -0.86% | 60th above |
See Bank of Commerce's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Commerce, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Commerce profile, how to read a UBPR, or how this data updates.