Bank of Commerce: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Commerce of Greenwood, MS against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.09% | 1.46% | -0.37% | 36th below |
| ROAE | 9.73% | 12.72% | -2.99% | 29th below |
| Net Interest Margin | 3.38% | 3.85% | -0.47% | 30th below |
| Efficiency Ratio Behind the peer average, ahead of the median peer. | 57.45% | 57.41% | +0.04% | 53rd above |
| PPNR / Avg Assets | 1.47% | 1.88% | -0.41% | 35th below |
| Yield on Earning Assets | 5.23% | 5.72% | -0.49% | 31st below |
| Cost of Funds | 2.10% | 2.02% | +0.08% | 44th below |
| Net Interest Spread | 3.04% | 3.18% | -0.14% | 47th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.43% | 1.00% | -0.57% | 63rd above |
| NPA / Total Assets | 0.30% | 0.76% | -0.46% | 66th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.21% | 0.43% | -0.22% | 19th bottom |
| ACL / Total Loans | 0.78% | 1.31% | -0.53% | 13th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 181.39% | 543.51% | -362.12% | 51st above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.76% | 7.39% | -1.63% | 43rd below |
| Provision / NCO | 135.47% | 618.85% | -483.38% | 45th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.85% | 11.44% | +1.41% | 84th top |
| Equity / Assets | 11.56% | 11.33% | +0.23% | 69th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 9.80% | 10.50% | -0.70% | 51st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 65.73% | 86.96% | -21.23% | 90th top |
| Core Deposit Ratio | 84.44% | 85.55% | -1.11% | 33rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 16.70% | 9.68% | +7.02% | 89th top |
| Loan Growth (Y/Y) | 23.01% | 8.05% | +14.96% | 93rd top |
| Deposit Growth (Y/Y) | 16.11% | 7.87% | +8.24% | 87th top |
See Bank of Commerce's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Commerce, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Commerce profile, how to read a UBPR, or how this data updates.