The Bank of Commerce: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Commerce of White Castle, LA against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.78% | 3.14% | -2.36% | 37th below |
| ROAE | 8.12% | 10.42% | -2.30% | 48th below |
| Net Interest Margin | 3.42% | 3.93% | -0.51% | 28th below |
| Efficiency Ratio | 76.62% | 76.30% | +0.32% | 38th below |
| PPNR / Avg Assets | 0.78% | 1.40% | -0.62% | 30th below |
| Yield on Earning Assets | 5.05% | 5.35% | -0.30% | 43rd below |
| Cost of Funds | 1.71% | 1.70% | +0.01% | 42nd below |
| Net Interest Spread | 2.63% | 3.31% | -0.68% | 22nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 1.02% | 1.34% | -0.32% | 31st below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.47% | 0.71% | -0.24% | 33rd below |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.11% | 1.49% | -0.38% | 39th below |
| ACL / NPLs (Coverage) | 109.14% | 866.67% | -757.53% | 40th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.76% | 8.26% | -3.50% | 35th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.63% | 17.62% | -6.99% | 25th below |
| Equity / Assets | 10.03% | 16.44% | -6.41% | 26th below |
| TCE / Tangible Assets | 10.03% | 16.19% | -6.16% | 28th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 51.56% | 72.88% | -21.32% | 70th above |
| Core Deposit Ratio | 85.31% | 88.22% | -2.91% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.69% | 4.29% | +8.40% | 91st top |
| Loan Growth (Y/Y) | -9.46% | 6.76% | -16.22% | 10th bottom |
| Deposit Growth (Y/Y) | 13.82% | 3.75% | +10.07% | 92nd top |
See The Bank of Commerce's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Commerce, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Commerce profile, how to read a UBPR, or how this data updates.