Bank of Delight: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Brokered deposits to total deposits dropped 4.98 percentage points in Q2 2026, from 4.98% to 0.00%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Bank of Delight ranks 5th highest among the 78 banks headquartered in Arkansas, at 105.79% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Bank of Delight sits 24.95 points higher, at 105.79% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $13.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $19.4M |
| Fed funds sold and reverse repos | $10.7M |
| Fed funds sold and reverse repos to assets | 5.30% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $3.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.76% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 105.79% |
| Net loans and leases to deposits | 105.03% |
| Loans and leases to core deposits | 123.09% |
| Core deposits to total deposits | 85.94% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 101.06% | 83.65% | $0 | $10.1M |
| Q4 2023 | 101.53% | 84.16% | $0 | $9.9M |
| Q1 2024 | 106.98% | 87.24% | $0 | $9.9M |
| Q2 2024 | 109.51% | 87.05% | $0 | $9.7M |
| Q3 2024 | 105.47% | 86.02% | $0 | $9.6M |
| Q4 2024 | 104.18% | 85.79% | $0 | $9.5M |
| Q1 2025 | 105.88% | 87.48% | $0 | $9.1M |
| Q2 2025 | 107.86% | 87.26% | $0 | $4.0M |
| Q3 2025 | 108.80% | 86.93% | $0 | $3.9M |
| Q4 2025 | 107.67% | 87.41% | $0 | $3.8M |
| Q1 2026 | 102.11% | 85.29% | $0 | $3.7M |
| Q2 2026 | 105.79% | 85.94% | $0 | $3.5M |
Bank of Delight liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Delight, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Delight profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 99) · FFIEC NIC profile (RSSD 455945)