Bank of Easton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Easton of North Easton, MA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.69% | 1.35% | -0.66% | 19th bottom |
| ROAE | 7.23% | 13.32% | -6.09% | 22nd bottom |
| Net Interest Margin | 2.25% | 3.93% | -1.68% | 2nd bottom |
| Efficiency Ratio | 59.98% | 61.13% | -1.15% | 54th above |
| PPNR / Avg Assets | 0.89% | 1.68% | -0.79% | 17th bottom |
| Yield on Earning Assets | 4.27% | 5.67% | -1.40% | 5th bottom |
| Cost of Funds | 2.20% | 1.88% | +0.32% | 26th below |
| Net Interest Spread | 1.68% | 3.32% | -1.64% | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.55% | 1.28% | -0.73% | 4th bottom |
| Texas Ratio | 0.01% | 7.34% | -7.33% | 90th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.26% | 12.14% | -1.88% | 37th below |
| Equity / Assets | 9.63% | 11.37% | -1.74% | 38th below |
| TCE / Tangible Assets | 9.63% | 11.08% | -1.45% | 42nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 55.52% | 80.67% | -25.15% | 87th top |
| Core Deposit Ratio | 82.26% | 86.85% | -4.59% | 21st bottom |
| Wholesale Funding Ratio | 0.67% | 5.04% | -4.37% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.69% | 6.84% | -1.15% | 60th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.95% | 7.92% | -1.97% | 54th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.25% | 6.29% | -1.04% | 59th above |
See Bank of Easton's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Easton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Easton profile, how to read a UBPR, or how this data updates.