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Bank of Frankewing: Efficiency Ratio

84.59% Ranks #3,396 of 3,644 U.S. banks · 7th percentile

Data as of · sourced from FFIEC call reports. How we update

Bank of Frankewing reported a efficiency ratio of 84.59% as of Q2 2026, ranking #3,396 of 3,644 U.S. banks (7th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 84.59%
Q1 2026 84.85%
Q4 2025 81.73%
Q3 2025 81.76%
Q2 2025 93.49%
Q1 2025 89.34%
Q4 2024 100.02%
Q3 2024 82.37%
Q2 2024 71.01%
Q1 2024 72.32%
Q4 2023 67.47%
Q3 2023 69.70%

National Context

Latest value 84.59%
National rank#3,396 of 3,644
Percentile 7th
12-quarter low67.47%
12-quarter high100.02%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Bank of Frankewing's Efficiency Ratio?

Bank of Frankewing's Efficiency Ratio was 84.59% as of Q2 2026, ranking #3396 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bank of Frankewing profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 1484) · FFIEC NIC profile (RSSD 166531)