Bank of Franklin: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Franklin of Meadville, MS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.11% | 1.35% | -0.24% | 40th below |
| ROAE | 10.41% | 12.05% | -1.64% | 39th below |
| Net Interest Margin | 4.44% | 3.90% | +0.54% | 77th top |
| Efficiency Ratio | 66.04% | 63.15% | +2.89% | 37th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.63% | 1.64% | -0.01% | 53rd above |
| Yield on Earning Assets | 6.48% | 5.65% | +0.83% | 87th top |
| Cost of Funds | 2.19% | 1.85% | +0.34% | 27th below |
| Net Interest Spread | 3.78% | 3.35% | +0.43% | 74th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.26% | 0.92% | -0.66% | 59th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.38% | 0.67% | -0.29% | 45th below |
| NCO / Avg Loans | 0.32% | 0.14% | +0.18% | 9th bottom |
| ACL / Total Loans | 1.19% | 1.28% | -0.09% | 49th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 448.65% | 1645.65% | -1197.00% | 69th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.69% | 7.15% | -3.46% | 49th below |
| Provision / NCO | 67.52% | 1189.88% | -1122.36% | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.88% | 12.46% | -2.58% | 29th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.82% | 11.67% | -0.85% | 57th above |
| TCE / Tangible Assets | 9.64% | 11.40% | -1.76% | 42nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.56% | 78.64% | -0.08% | 54th above |
| Core Deposit Ratio | 91.02% | 87.09% | +3.93% | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 21.16% | 6.47% | +14.69% | 95th top |
| Loan Growth (Y/Y) | 17.69% | 7.64% | +10.05% | 90th top |
| Deposit Growth (Y/Y) | 22.17% | 6.02% | +16.15% | 95th top |
See Bank of Franklin's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Franklin, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Franklin profile, how to read a UBPR, or how this data updates.