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The Bank of Holly Springs: Non-Performing Assets Ratio

3.48% Ranks #87 of 3,656 U.S. banks · 98th percentile

Data as of · sourced from FFIEC call reports. How we update

The Bank of Holly Springs reported a non-performing assets ratio of 3.48% as of Q2 2026, ranking #87 of 3,656 U.S. banks (98th percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 3.48%
Q1 2026 3.07%
Q4 2025 3.46%
Q3 2025 1.63%
Q2 2025 1.59%
Q1 2025 1.38%
Q4 2024 1.49%
Q3 2024 1.41%
Q2 2024 1.21%
Q1 2024 1.24%
Q4 2023 1.39%
Q3 2023 1.37%

National Context

Latest value 3.48%
National rank#87 of 3,656
Percentile 98th
12-quarter low1.21%
12-quarter high3.48%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.

Full definition & formula →

Frequently asked questions

What is The Bank of Holly Springs's Non-Performing Assets Ratio?

The Bank of Holly Springs's Non-Performing Assets Ratio was 3.48% as of Q2 2026, ranking #87 of 3,656 U.S. banks.

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The Bank of Holly Springs profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 8232) · FFIEC NIC profile (RSSD 835743)