Bank of Lake Mills: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Lake Mills of Lake Mills, WI against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 4.37% | 1.34% | +3.03% | 99th top |
| ROAE | 42.71% | 13.31% | +29.40% | 99th top |
| Net Interest Margin | 6.76% | 3.93% | +2.83% | 99th top |
| Efficiency Ratio | 29.15% | 61.15% | -32.00% | 99th top |
| PPNR / Avg Assets | 4.37% | 1.68% | +2.69% | 99th top |
| Yield on Earning Assets | 9.44% | 5.67% | +3.77% | 100th top |
| Cost of Funds | 2.95% | 1.88% | +1.07% | 6th bottom |
| Net Interest Spread | 6.13% | 3.32% | +2.81% | 99th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.61% | 0.94% | -0.33% | 40th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.53% | 0.70% | -0.17% | 37th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 44th below |
| ACL / Total Loans | 0.47% | 1.28% | -0.81% | 2nd bottom |
| ACL / NPLs (Coverage) | 76.12% | 1546.95% | -1470.83% | 20th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.72% | 7.34% | -0.62% | 32nd below |
| Provision / NCO | 0.00% | 1395.96% | -1395.96% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.81% | 19.49% | -6.68% | 25th below |
| Tier 1 Ratio | 12.81% | 19.52% | -6.71% | 25th below |
| Total Capital Ratio | 13.29% | 20.61% | -7.32% | 19th bottom |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.24% | 12.14% | -0.90% | 55th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.74% | 11.37% | -0.63% | 56th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.74% | 11.08% | -0.34% | 61st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 106.81% | 80.65% | +26.16% | 5th bottom |
| Core Deposit Ratio | 66.35% | 86.86% | -20.51% | 3rd bottom |
| Wholesale Funding Ratio | 7.87% | 5.03% | +2.84% | 22nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 35.10% | 6.83% | +28.27% | 98th top |
| Loan Growth (Y/Y) | 43.52% | 7.90% | +35.62% | 98th top |
| Deposit Growth (Y/Y) | 32.61% | 6.28% | +26.33% | 98th top |
See Bank of Lake Mills's peers by name
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Unlock Bank of Lake Mills, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Lake Mills profile, how to read a UBPR, or how this data updates.