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The Bank of Missouri: Peer Group Comparison

Peer strength score 38/100
Peer group Banks with $1B to $10B in assets
Peers compared 931
Quartile spread 5 top · 3 above · 6 below · 14 bottom
Loan Growth (Y/Y) · 98thDeposit Growth (Y/Y) · 97thAsset Growth (Y/Y) · 96th NCO / Avg Loans · 2ndTotal Capital Ratio · 2ndCET1 Ratio · 3rd

Data as of · peers are US banks in the same asset tier. How we update

This page benchmarks The Bank of Missouri of Perryville, MO against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.

How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.

Profitability

Metric This bank Peer avg Diff Rank vs median peer
ROAA 1.00% 1.46% -0.46% 29th below
ROAE 8.56% 12.72% -4.16% 23rd bottom
Net Interest Margin 3.65% 3.85% -0.20% 46th below
Efficiency Ratio 71.36% 57.38% +13.98% 18th bottom
PPNR / Avg Assets 1.20% 1.88% -0.68% 23rd bottom
Yield on Earning Assets 5.84% 5.72% +0.12% 68th above
Cost of Funds 2.24% 2.02% +0.22% 35th below
Net Interest Spread 3.06% 3.18% -0.12% 49th below

Asset Quality

Metric This bank Peer avg Diff Rank vs median peer
NPL / Total Loans 1.73% 1.00% +0.73% 14th bottom
NPA / Total Assets 1.31% 0.76% +0.55% 16th bottom
NCO / Avg Loans 1.68% 0.43% +1.25% 2nd bottom
ACL / Total Loans 1.51% 1.31% +0.20% 87th top
ACL / NPLs (Coverage) 87.23% 544.12% -456.89% 24th bottom
Texas Ratio 13.76% 7.38% +6.38% 14th bottom
Provision / NCO -2.64% 619.81% -622.45% 7th bottom

Capital Adequacy

Metric This bank Peer avg Diff Rank vs median peer
CET1 Ratio 10.30% 17.35% -7.05% 3rd bottom
Tier 1 Ratio 10.30% 17.38% -7.08% 3rd bottom
Total Capital Ratio 11.23% 18.43% -7.20% 2nd bottom
Leverage Ratio 9.15% 11.44% -2.29% 15th bottom
Equity / Assets 11.73% 11.33% +0.40% 72nd above
TCE / Tangible Assets 8.72% 10.50% -1.78% 25th below

Liquidity & Funding

Metric This bank Peer avg Diff Rank vs median peer
Loan / Deposit 88.81% 86.95% +1.86% 49th below
Core Deposit Ratio 78.55% 85.57% -7.02% 18th bottom
Uninsured Deposit Ratio 25.30% 33.14% -7.84% 70th above
Wholesale Funding Ratio 1.07% 5.71% -4.64% 80th top

Growth & Management

Metric This bank Peer avg Diff Rank vs median peer
Asset Growth (Y/Y) 36.05% 9.64% +26.41% 96th top
Loan Growth (Y/Y) 48.05% 7.99% +40.06% 98th top
Deposit Growth (Y/Y) 41.81% 7.81% +34.00% 97th top

See The Bank of Missouri's peers by name

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Source: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Missouri profile, how to read a UBPR, or how this data updates.