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Bank of Montana: Tier 1 Risk-Based Capital Ratio

35.70% Ranks #38 of 2,136 U.S. banks · 98th percentile

Data as of · sourced from FFIEC call reports. How we update

Bank of Montana reported a tier 1 risk-based capital ratio of 35.70% as of Q2 2026, ranking #38 of 2,136 U.S. banks (98th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 35.70%
Q1 2026 36.72%
Q4 2025 37.50%
Q3 2025 35.67%
Q2 2025 35.89%
Q1 2025 31.30%
Q4 2024 28.60%
Q3 2024 30.52%
Q2 2024 31.00%
Q1 2024 31.12%
Q4 2023 29.04%
Q3 2023 28.40%

National Context

Latest value 35.70%
National rank#38 of 2,136
Percentile 98th
12-quarter low28.40%
12-quarter high37.50%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Bank of Montana's Tier 1 Risk-Based Capital Ratio?

Bank of Montana's Tier 1 Risk-Based Capital Ratio was 35.70% as of Q2 2026, ranking #38 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bank of Montana profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 58482) · FFIEC NIC profile (RSSD 3470097)