The Bank of Old Monroe: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Old Monroe of Old Monroe, MO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.42% | 1.34% | +0.08% | 59th above |
| ROAE | 21.76% | 13.32% | +8.44% | 91st top |
| Net Interest Margin | 3.51% | 3.93% | -0.42% | 28th below |
| Efficiency Ratio | 42.04% | 61.15% | -19.11% | 93rd top |
| PPNR / Avg Assets | 2.15% | 1.68% | +0.47% | 78th top |
| Yield on Earning Assets | 5.56% | 5.67% | -0.11% | 48th below |
| Cost of Funds | 2.24% | 1.88% | +0.36% | 24th bottom |
| Net Interest Spread | 2.67% | 3.32% | -0.65% | 20th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 86th top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 87th top |
| NCO / Avg Loans | -0.10% | 0.16% | -0.26% | 97th top |
| ACL / Total Loans | 1.74% | 1.28% | +0.46% | 88th top |
| ACL / NPLs (Coverage) | 61163.16% | 1483.27% | +59679.89% | — |
| Texas Ratio | 0.02% | 7.34% | -7.32% | 89th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.55% | 12.14% | -1.59% | 42nd below |
| Equity / Assets | 7.08% | 11.37% | -4.29% | 7th bottom |
| TCE / Tangible Assets | 7.08% | 11.09% | -4.01% | 8th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.00% | 80.67% | -7.67% | 66th above |
| Core Deposit Ratio | 62.26% | 86.87% | -24.61% | 2nd bottom |
| Wholesale Funding Ratio | 0.09% | 5.04% | -4.95% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.19% | 6.84% | +4.35% | 86th top |
| Loan Growth (Y/Y) | 21.09% | 7.91% | +13.18% | 93rd top |
| Deposit Growth (Y/Y) | 9.71% | 6.29% | +3.42% | 82nd top |
See The Bank of Old Monroe's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Old Monroe, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Old Monroe profile, how to read a UBPR, or how this data updates.