Bank of Ontario: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Ontario of Ontario, WI against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.35% | 3.14% | -1.79% | 65th above |
| ROAE Behind the peer average, ahead of the median peer. | 9.87% | 10.42% | -0.55% | 58th above |
| Net Interest Margin | 5.06% | 3.93% | +1.13% | 88th top |
| Efficiency Ratio | 57.31% | 76.34% | -19.03% | 75th top |
| PPNR / Avg Assets | 2.21% | 1.40% | +0.81% | 84th top |
| Yield on Earning Assets | 6.86% | 5.35% | +1.51% | 93rd top |
| Cost of Funds | 2.08% | 1.70% | +0.38% | 25th below |
| Net Interest Spread | 4.23% | 3.31% | +0.92% | 84th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 8.53% | 1.32% | +7.21% | 2nd bottom |
| NPA / Total Assets | 7.07% | 0.70% | +6.37% | 1st bottom |
| NCO / Avg Loans | -0.08% | 0.11% | -0.19% | 93rd top |
| ACL / Total Loans | 2.25% | 1.48% | +0.77% | 87th top |
| ACL / NPLs (Coverage) | 26.41% | 866.86% | -840.45% | 5th bottom |
| Texas Ratio | 44.57% | 8.17% | +36.40% | 3rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 13.85% | 17.61% | -3.76% | 57th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 13.99% | 16.43% | -2.44% | 60th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 13.99% | 16.18% | -2.19% | 62nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.01% | 72.77% | +24.24% | 12th bottom |
| Core Deposit Ratio | 88.02% | 88.22% | -0.20% | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.44% | 4.32% | -7.76% | 17th bottom |
| Loan Growth (Y/Y) | -0.73% | 6.74% | -7.47% | 37th below |
| Deposit Growth (Y/Y) | -2.11% | 3.78% | -5.89% | 24th bottom |
See Bank of Ontario's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Ontario, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Ontario profile, how to read a UBPR, or how this data updates.