Bank of Stronghurst: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Stronghurst of Stronghurst, IL against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.44% | 3.14% | -2.70% | 24th bottom |
| ROAE | 4.13% | 10.32% | -6.19% | 30th below |
| Net Interest Margin | 2.79% | 3.94% | -1.15% | 11th bottom |
| Efficiency Ratio | 81.50% | 76.30% | +5.20% | 28th below |
| PPNR / Avg Assets | 0.42% | 1.41% | -0.99% | 19th bottom |
| Yield on Earning Assets | 4.13% | 5.36% | -1.23% | 15th bottom |
| Cost of Funds | 1.53% | 1.70% | -0.17% | 51st above |
| Net Interest Spread | 2.38% | 3.32% | -0.94% | 15th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.96% | 1.34% | -0.38% | 32nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.52% | 0.71% | -0.19% | 31st below |
| NCO / Avg Loans | 0.00% | 0.10% | -0.10% | 53rd above |
| ACL / Total Loans | 1.17% | 1.49% | -0.32% | 44th below |
| ACL / NPLs (Coverage) | 122.39% | 867.84% | -745.45% | 44th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.51% | 8.26% | -0.75% | 26th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 14.17% | 17.65% | -3.48% | 59th above |
| Equity / Assets | 10.92% | 16.46% | -5.54% | 35th below |
| TCE / Tangible Assets | 10.92% | 16.20% | -5.28% | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 52.78% | 72.88% | -20.10% | 69th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 90.30% | 88.27% | +2.03% | 44th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.57% | 4.27% | -3.70% | 37th below |
| Loan Growth (Y/Y) | 0.57% | 6.77% | -6.20% | 43rd below |
| Deposit Growth (Y/Y) | 0.13% | 3.73% | -3.60% | 39th below |
See Bank of Stronghurst's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Stronghurst, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Stronghurst profile, how to read a UBPR, or how this data updates.