Bank of Sunset & Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Sunset & Trust Company of Sunset, LA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.63% | 1.34% | +0.29% | 70th above |
| ROAE | 15.95% | 13.32% | +2.63% | 71st above |
| Net Interest Margin | 4.89% | 3.93% | +0.96% | 90th top |
| Efficiency Ratio | 56.36% | 61.13% | -4.77% | 65th above |
| PPNR / Avg Assets | 2.16% | 1.68% | +0.48% | 78th top |
| Yield on Earning Assets | 6.26% | 5.67% | +0.59% | 79th top |
| Cost of Funds | 1.48% | 1.88% | -0.40% | 71st above |
| Net Interest Spread | 4.25% | 3.32% | +0.93% | 90th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.53% | 0.94% | -0.41% | 44th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.65% | 0.70% | -0.05% | 31st below |
| NCO / Avg Loans | 0.41% | 0.16% | +0.25% | 7th bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.20% | 1.28% | -0.08% | 50th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 227.45% | 1546.39% | -1318.94% | 52nd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.08% | 7.34% | -1.26% | 35th below |
| Provision / NCO | 34.68% | 1395.25% | -1360.57% | 26th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.37% | 12.14% | -0.77% | 56th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.40% | 11.36% | -0.96% | 51st above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.40% | 11.08% | -0.68% | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.58% | 80.66% | +9.92% | 27th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.33% | 86.85% | +0.48% | 40th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.42% | 6.84% | -8.26% | 12th bottom |
| Loan Growth (Y/Y) | -2.16% | 7.92% | -10.08% | 14th bottom |
| Deposit Growth (Y/Y) | -2.76% | 6.29% | -9.05% | 11th bottom |
See Bank of Sunset & Trust Company's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Sunset & Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Sunset & Trust Company profile, how to read a UBPR, or how this data updates.