The Bank of Tescott: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Tescott of Tescott, KS against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.66% | 1.34% | +0.32% | 72nd above |
| ROAE | 16.20% | 13.32% | +2.88% | 72nd above |
| Net Interest Margin | 3.68% | 3.93% | -0.25% | 36th below |
| Efficiency Ratio | 55.12% | 61.13% | -6.01% | 69th above |
| PPNR / Avg Assets | 1.72% | 1.68% | +0.04% | 58th above |
| Yield on Earning Assets | 5.79% | 5.67% | +0.12% | 59th above |
| Cost of Funds | 2.34% | 1.88% | +0.46% | 20th bottom |
| Net Interest Spread | 3.14% | 3.32% | -0.18% | 40th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.04% | 0.94% | -0.90% | 80th top |
| NPA / Total Assets | 0.03% | 0.70% | -0.67% | 81st top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 41st below |
| ACL / Total Loans | 1.33% | 1.28% | +0.05% | 65th above |
| ACL / NPLs (Coverage) | 3670.06% | 1544.66% | +2125.40% | — |
| Texas Ratio | 0.60% | 7.34% | -6.74% | 78th top |
| Provision / NCO | 0.00% | 1396.20% | -1396.20% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.62% | 12.14% | -1.52% | 44th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.35% | 11.37% | -1.02% | 50th above |
| TCE / Tangible Assets | 9.72% | 11.08% | -1.36% | 45th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.24% | 80.66% | +4.58% | 40th below |
| Core Deposit Ratio | 89.25% | 86.85% | +2.40% | 51st above |
| Wholesale Funding Ratio | 0.77% | 5.04% | -4.27% | 85th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.17% | 6.84% | -2.67% | 48th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.51% | 7.92% | -2.41% | 51st above |
| Deposit Growth (Y/Y) | 8.36% | 6.29% | +2.07% | 78th top |
See The Bank of Tescott's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Tescott, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Tescott profile, how to read a UBPR, or how this data updates.