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Bank of the Federated States of Micronesia: Tier 1 Risk-Based Capital Ratio

47.46% Ranks #6 of 2,135 U.S. banks · 100th percentile

Data as of · sourced from FFIEC call reports. How we update

Bank of the Federated States of Micronesia reported a tier 1 risk-based capital ratio of 47.46% as of Q2 2026, ranking #6 of 2,135 U.S. banks (100th percentile). That is down 0.01 percentage points from 47.47% a year earlier, and above the 15.50% median of the 888 Small Community Banks ($100M–$500M in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 47.46%
Q1 2026 49.00%
Q4 2025 48.78%
Q3 2025 47.69%
Q2 2025 47.47%
Q1 2025 49.77%
Q4 2024 47.58%
Q3 2024 46.81%
Q2 2024 46.73%
Q1 2024 45.75%
Q4 2023 44.34%
Q3 2023 44.62%

National Context

Latest value 47.46%
National rank#6 of 2,135
Percentile 100th
12-quarter low44.34%
12-quarter high49.77%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Bank of the Federated States of Micronesia's Tier 1 Risk-Based Capital Ratio?

Bank of the Federated States of Micronesia's Tier 1 Risk-Based Capital Ratio was 47.46% as of Q2 2026, ranking #6 of 2,135 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bank of the Federated States of Micronesia profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 26539) · FFIEC NIC profile (RSSD 718275)