The Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Jennings, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.66% | 1.35% | +0.31% | 72nd above |
| ROAE | 13.23% | 12.05% | +1.18% | 55th above |
| Net Interest Margin | 5.31% | 3.90% | +1.41% | 96th top |
| Efficiency Ratio | 51.57% | 63.15% | -11.58% | 77th top |
| PPNR / Avg Assets | 2.77% | 1.64% | +1.13% | 93rd top |
| Yield on Earning Assets | 7.17% | 5.65% | +1.52% | 96th top |
| Cost of Funds | 2.09% | 1.85% | +0.24% | 32nd below |
| Net Interest Spread | 4.34% | 3.35% | +0.99% | 92nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.25% | 0.92% | +0.33% | 23rd bottom |
| NPA / Total Assets | 1.04% | 0.67% | +0.37% | 19th bottom |
| NCO / Avg Loans | 0.21% | 0.15% | +0.06% | 12th bottom |
| ACL / Total Loans | 1.78% | 1.28% | +0.50% | 90th top |
| ACL / NPLs (Coverage) | 142.57% | 1645.78% | -1503.21% | 39th below |
| Texas Ratio | 8.22% | 7.15% | +1.07% | 27th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 398.41% | 1189.68% | -791.27% | 70th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.76% | 12.46% | +0.30% | 73rd above |
| Equity / Assets | 12.61% | 11.67% | +0.94% | 76th top |
| TCE / Tangible Assets | 12.61% | 11.40% | +1.21% | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.35% | 78.64% | +5.71% | 42nd below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.53% | 87.09% | +0.44% | 41st below |
| Wholesale Funding Ratio | 0.18% | 5.12% | -4.94% | 95th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.64% | 6.47% | -0.83% | 60th above |
| Loan Growth (Y/Y) | 2.77% | 7.64% | -4.87% | 35th below |
| Deposit Growth (Y/Y) | 7.18% | 6.02% | +1.16% | 72nd above |
See The Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank profile, how to read a UBPR, or how this data updates.