BANK419: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks BANK419 of Metamora, OH against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.54% | 0.85% | -0.31% | 26th below |
| ROAE Ahead of the peer average, behind the median peer. | 6.24% | 5.23% | +1.01% | 36th below |
| Net Interest Margin | 4.59% | 3.94% | +0.65% | 78th top |
| Efficiency Ratio | 86.56% | 74.96% | +11.60% | 20th bottom |
| PPNR / Avg Assets | 0.65% | — | — | 23rd bottom |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.38% | 5.42% | -0.04% | 57th above |
| Cost of Funds | 0.82% | 1.69% | -0.87% | 86th top |
| Net Interest Spread | 4.16% | — | — | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.38% | 1.34% | +0.04% | 25th below |
| NPA / Total Assets | 0.97% | — | — | 20th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.11% | -0.09% | 24th bottom |
| ACL / Total Loans | 1.29% | — | — | 55th above |
| ACL / NPLs (Coverage) | 93.07% | — | — | 38th below |
| Texas Ratio | 10.31% | 7.23% | +3.08% | 17th bottom |
| Provision / NCO | 200.00% | — | — | 78th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.61% | 25.12% | -11.51% | 11th bottom |
| Tier 1 Ratio | 13.61% | 25.12% | -11.51% | 11th bottom |
| Total Capital Ratio | 14.86% | — | — | 12th bottom |
| Leverage Ratio | 9.27% | 14.13% | -4.86% | 11th bottom |
| Equity / Assets | 8.76% | 13.07% | -4.31% | 13th bottom |
| TCE / Tangible Assets | 8.76% | — | — | 13th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.39% | 68.58% | +8.81% | 35th below |
| Core Deposit Ratio | 92.89% | 88.79% | +4.10% | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.11% | — | — | 28th below |
| Loan Growth (Y/Y) | -4.68% | — | — | 20th bottom |
| Deposit Growth (Y/Y) | 1.56% | — | — | 45th below |
See BANK419's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock BANK419, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full BANK419 profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the BANK419 peer analysis.