The Bankers Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Brokered deposits to total deposits dropped 4.85 percentage points in Q2 2026, from 27.90% to 23.06%. It was the largest change from Q1 2026 among the key lines here. Within Oklahoma, The Bankers Bank is 133rd of 169 on return on assets, 0.92% as of Q2 2026, below the middle of the field. The Bankers Bank reported 0.92% on return on assets for Q2 2026, 0.34 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.08% |
| Tier 1 risk-based capital ratio | 14.08% |
| Total risk-based capital ratio | 15.33% |
| Tier 1 leverage ratio | 12.70% |
| Equity capital to assets | 12.74% |
| Tangible equity to tangible assets | 12.74% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.93% |
| Non-performing assets ratio | 1.52% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 10.89% |
| Allowance for credit losses to loans | 1.58% |
| Reserve coverage of non-performing loans | 82.12% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.92% |
| Return on equity | 7.32% |
| Net interest margin | 3.78% |
| Efficiency ratio | 81.52% |
| Yield on earning assets | 6.36% |
| Cost of funds | 2.82% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.98% |
| Core deposits to total deposits | 76.84% |
| Brokered deposits to total deposits | 23.06% |
| Deposits to assets | 78.37% |
| Securities to assets | 4.67% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | — | — | — | 13.20% | 1.05% |
| Q4 2023 | — | — | — | 14.42% | 1.51% |
| Q1 2024 | — | — | — | 13.73% | 1.24% |
| Q2 2024 | 15.77% | 15.77% | 17.02% | 13.99% | 1.19% |
| Q3 2024 | 16.47% | 16.47% | 17.72% | 14.20% | 2.90% |
| Q4 2024 | 15.55% | 15.55% | 16.81% | 14.12% | 1.21% |
| Q1 2025 | 15.03% | 15.03% | 16.28% | 13.60% | 1.17% |
| Q2 2025 | 14.98% | 14.98% | 16.24% | 13.70% | 1.30% |
| Q3 2025 | 13.77% | 13.77% | 15.23% | 13.16% | 1.14% |
| Q4 2025 | 12.78% | 12.78% | 14.03% | 12.77% | 1.04% |
| Q1 2026 | 13.43% | 13.43% | 14.68% | 12.44% | 1.05% |
| Q2 2026 | 14.08% | 14.08% | 15.33% | 12.70% | 0.92% |
The Bankers Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bankers Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bankers Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26677) · FFIEC NIC profile (RSSD 859655)