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Bankers Trust Company: Core Deposit Ratio

88.56% Ranks #1,907 of 3,656 U.S. banks · 48th percentile

Data as of · sourced from FFIEC call reports. How we update

Bankers Trust Company reported a core deposit ratio of 88.56% as of Q2 2026, ranking #1,907 of 3,656 U.S. banks (48th percentile). Core deposits are stable, low-cost funding, non-time deposits below the FDIC insurance threshold. The bedrock of the community-bank funding model.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 88.56%
Q1 2026 85.04%
Q4 2025 82.52%
Q3 2025 84.82%
Q2 2025 85.84%
Q1 2025 87.79%
Q4 2024 82.59%
Q3 2024 85.42%
Q2 2024 85.64%
Q1 2024 82.48%
Q4 2023 85.69%
Q3 2023 82.42%

National Context

Latest value 88.56%
National rank#1,907 of 3,656
Percentile 48th
12-quarter low82.42%
12-quarter high88.56%
Full rankingView leaderboard

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Most US community banks report core deposit ratios between 75% and 95%. Above 90% indicates a strong franchise, likely consumer-checking-heavy or relationship-banking-heavy. Below 70% indicates significant wholesale funding reliance (brokered deposits or large time deposits).

Full definition & formula →

Frequently asked questions

What is Bankers Trust Company's Core Deposit Ratio?

Bankers Trust Company's Core Deposit Ratio was 88.56% as of Q2 2026, ranking #1907 of 3,656 U.S. banks.

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bankers Trust Company profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 953) · FFIEC NIC profile (RSSD 811046)