Banknorth: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Banknorth of Arthur, ND against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.18% | 1.35% | +0.83% | 90th top |
| ROAE | 19.25% | 12.05% | +7.20% | 84th top |
| Net Interest Margin | 4.91% | 3.90% | +1.01% | 91st top |
| Efficiency Ratio | 50.50% | 63.15% | -12.65% | 80th top |
| PPNR / Avg Assets | 2.34% | 1.64% | +0.70% | 85th top |
| Yield on Earning Assets | 6.75% | 5.65% | +1.10% | 92nd top |
| Cost of Funds | 1.96% | 1.85% | +0.11% | 39th below |
| Net Interest Spread | 4.19% | 3.35% | +0.84% | 89th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.56% | 0.92% | -0.36% | 43rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.49% | 0.67% | -0.18% | 39th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.15% | -0.13% | 35th below |
| ACL / Total Loans | 1.05% | 1.28% | -0.23% | 31st below |
| ACL / NPLs (Coverage) | 187.72% | 1645.76% | -1458.04% | 46th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.72% | 7.15% | -2.43% | 43rd below |
| Provision / NCO | 1333.33% | 1189.12% | +144.21% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.47% | 20.84% | -10.37% | 5th bottom |
| Tier 1 Ratio | 10.47% | 20.87% | -10.40% | 5th bottom |
| Total Capital Ratio | 11.51% | 21.94% | -10.43% | 5th bottom |
| Leverage Ratio | 10.32% | 12.46% | -2.14% | 38th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.18% | 11.67% | -0.49% | 62nd above |
| TCE / Tangible Assets | 10.01% | 11.40% | -1.39% | 49th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 111.90% | 78.63% | +33.27% | 3rd bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.36% | 87.09% | +0.27% | 40th below |
| Wholesale Funding Ratio | 8.52% | 5.11% | +3.41% | 19th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.65% | 6.47% | +0.18% | 67th above |
| Loan Growth (Y/Y) | 7.89% | 7.64% | +0.25% | 64th above |
| Deposit Growth (Y/Y) | 9.96% | 6.02% | +3.94% | 83rd top |
See Banknorth's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Banknorth, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Banknorth profile, how to read a UBPR, or how this data updates.