Bankpacific, Ltd.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 0.77 percentage points lower than in Q1 2026, at 65.86%. Bankpacific, Ltd. reported 56.57% on loan-to-deposit ratio for Q2 2026, 23.98 points below the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $37.2M |
| Cash and noninterest-bearing balances to assets | 19.39% |
| Cash and securities | $86.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 56.57% |
| Net loans and leases to deposits | 56.02% |
| Loans and leases to core deposits | 65.86% |
| Core deposits to total deposits | 85.89% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 57.91% | 85.20% | $0 | $0 |
| Q4 2023 | 58.13% | 86.44% | $0 | $0 |
| Q1 2024 | 61.33% | 85.87% | $0 | $0 |
| Q2 2024 | 62.59% | 85.37% | $0 | $0 |
| Q3 2024 | 61.01% | 85.36% | $0 | $0 |
| Q4 2024 | 61.78% | 83.22% | $0 | $0 |
| Q1 2025 | 63.14% | 83.75% | $0 | $0 |
| Q2 2025 | 61.49% | 83.93% | $0 | $0 |
| Q3 2025 | 61.94% | 83.52% | $0 | $0 |
| Q4 2025 | 58.53% | 84.42% | $0 | $0 |
| Q1 2026 | 56.91% | 85.42% | $0 | $0 |
| Q2 2026 | 56.57% | 85.89% | $0 | $0 |
Bankpacific, Ltd. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankpacific, Ltd., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankpacific, Ltd. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30692) · FFIEC NIC profile (RSSD 364270)