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BankUnited, N.A.: Efficiency Ratio

57.68% Ranks #1,575 of 3,641 U.S. banks · 57th percentile

Data as of · sourced from FFIEC call reports. How we update

BankUnited, N.A. reported a efficiency ratio of 57.68% as of Q2 2026, ranking #1,575 of 3,641 U.S. banks (57th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 57.68%
Q1 2026 56.27%
Q4 2025 55.56%
Q3 2025 55.89%
Q2 2025 55.54%
Q1 2025 58.25%
Q4 2024 55.78%
Q3 2024 58.69%
Q2 2024 58.63%
Q1 2024 60.29%
Q4 2023 74.42%
Q3 2023 56.04%

National Context

Latest value 57.68%
National rank#1,575 of 3,641
Percentile 57th
12-quarter low55.54%
12-quarter high74.42%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is BankUnited, N.A.'s Efficiency Ratio?

BankUnited, N.A.'s Efficiency Ratio was 57.68% as of Q2 2026, ranking #1575 of 3,641 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full BankUnited, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 58979) · FFIEC NIC profile (RSSD 3938186)