Bankwell Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 29.76 percentage points in Q2 2026, from 137.35% to 167.10%. It was the largest change from Q1 2026 among the key lines here. Bankwell Bank ranks 6th of 27 Connecticut banks on return on assets, in the upper half at 1.69% (Q2 2026). Bankwell Bank reported 1.69% on return on assets for Q2 2026, 0.41 points above the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.67% |
| Tier 1 risk-based capital ratio | 11.67% |
| Total risk-based capital ratio | 12.70% |
| Tier 1 leverage ratio | 10.39% |
| Equity capital to assets | 10.25% |
| Tangible equity to tangible assets | 10.14% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.62% |
| Non-performing assets ratio | 0.53% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 4.80% |
| Allowance for credit losses to loans | 1.04% |
| Reserve coverage of non-performing loans | 167.10% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.69% |
| Return on equity | 16.22% |
| Net interest margin | 3.68% |
| Efficiency ratio | 40.09% |
| Yield on earning assets | 6.33% |
| Cost of funds | 2.93% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.37% |
| Core deposits to total deposits | 75.90% |
| Brokered deposits to total deposits | 16.69% |
| Deposits to assets | 87.57% |
| Securities to assets | 5.93% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.65% | 10.65% | 11.68% | 9.60% | 1.40% |
| Q4 2023 | 11.30% | 11.30% | 12.32% | 9.81% | 1.28% |
| Q1 2024 | 11.60% | 11.60% | 12.63% | 10.09% | 0.73% |
| Q2 2024 | 11.67% | 11.67% | 12.92% | 10.17% | 0.37% |
| Q3 2024 | 11.80% | 11.80% | 12.83% | 10.24% | 0.46% |
| Q4 2024 | 11.64% | 11.64% | 12.70% | 10.09% | 0.59% |
| Q1 2025 | 12.10% | 12.10% | 13.21% | 10.14% | 1.01% |
| Q2 2025 | 12.20% | 12.20% | 13.28% | 10.57% | 1.35% |
| Q3 2025 | 12.39% | 12.39% | 13.48% | 10.71% | 1.46% |
| Q4 2025 | 11.87% | 11.87% | 12.94% | 10.56% | 1.30% |
| Q1 2026 | 11.97% | 11.97% | 13.00% | 10.32% | 1.54% |
| Q2 2026 | 11.67% | 11.67% | 12.70% | 10.39% | 1.69% |
Bankwell Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankwell Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankwell Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57368) · FFIEC NIC profile (RSSD 3109043)