Battle Bank, N.A.: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Consumer: 22.14 percentage points higher than in Q1 2026, at 63.33%. On loan-to-deposit ratio, Battle Bank, N.A. is 2nd from the bottom among 221 Minnesota banks, 11.01% (Q2 2026). Battle Bank, N.A.'s loan-to-deposit ratio of 11.01% is well below the 80.84% median for banks in the $100M-1B asset tier, a gap of 69.83 points (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $12.4M |
| Net loans and leases | $12.3M |
| Loans held for sale | $0 |
| Loans to total assets | 6.84% |
| Loan-to-deposit ratio | 11.01% |
| Net loans to equity capital | 0.18% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 0.18% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 17.78% |
| Consumer | 63.33% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 0.05% |
| Construction concentration (Tier 1 capital + allowance) | 0.00% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 8.07% |
| Interest income on loans | $195K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $49.1M | $44.1M | 0.00% | 96.48% | 0.31% |
| Q4 2023 | $47.8M | $44.5M | 0.00% | 96.28% | 0.51% |
| Q1 2024 | $49.4M | $43.3M | 0.00% | 96.47% | 0.44% |
| Q2 2024 | $49.7M | $43.6M | 0.00% | 96.67% | 0.32% |
| Q3 2024 | $50.7M | $45.2M | 0.00% | 96.77% | 0.35% |
| Q4 2024 | $50.4M | $44.9M | 0.00% | 96.73% | 0.32% |
| Q1 2025 | $50.4M | $44.9M | 0.00% | 96.82% | 0.36% |
| Q2 2025 | $50.8M | $45.2M | 0.00% | 96.81% | 0.34% |
| Q3 2025 | $52.5M | $45.4M | 0.05% | 96.91% | 0.33% |
| Q4 2025 | $4.5M | $44.1M | 0.49% | 52.51% | 3.97% |
| Q1 2026 | $7.1M | $66.0M | 0.31% | 28.21% | 41.19% |
| Q2 2026 | $12.4M | $112.4M | 0.18% | 17.78% | 63.33% |
Battle Bank, N.A. loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Battle Bank, N.A., freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Battle Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9336) · FFIEC NIC profile (RSSD 208459)