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Bayvanguard Bank: Tier 1 Risk-Based Capital Ratio

22.40% Ranks #233 of 2,136 U.S. banks · 89th percentile

Data as of · sourced from FFIEC call reports. How we update

Bayvanguard Bank reported a tier 1 risk-based capital ratio of 22.40% as of Q2 2026, ranking #233 of 2,136 U.S. banks (89th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 22.40%
Q1 2026 21.27%
Q4 2025 21.13%
Q3 2025 25.54%
Q2 2025 24.45%
Q1 2025 24.07%
Q4 2024 24.24%
Q3 2024 25.17%
Q2 2024 24.22%
Q1 2024 23.94%
Q4 2023 24.00%
Q3 2023 23.63%

National Context

Latest value 22.40%
National rank#233 of 2,136
Percentile 89th
12-quarter low21.13%
12-quarter high25.54%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Bayvanguard Bank's Tier 1 Risk-Based Capital Ratio?

Bayvanguard Bank's Tier 1 Risk-Based Capital Ratio was 22.40% as of Q2 2026, ranking #233 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bayvanguard Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 32527) · FFIEC NIC profile (RSSD 242976)