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Big Horn Federal Savings Bank: Efficiency Ratio

63.57% Ranks #2,219 of 3,644 U.S. banks · 39th percentile

Data as of · sourced from FFIEC call reports. How we update

Big Horn Federal Savings Bank reported a efficiency ratio of 63.57% as of Q2 2026, ranking #2,219 of 3,644 U.S. banks (39th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 63.57%
Q1 2026 68.16%
Q4 2025 53.15%
Q3 2025 65.66%
Q2 2025 69.72%
Q1 2025 67.96%
Q4 2024 59.24%
Q3 2024 73.53%
Q2 2024 69.22%
Q1 2024 72.57%
Q4 2023 56.54%
Q3 2023 76.19%

National Context

Latest value 63.57%
National rank#2,219 of 3,644
Percentile 39th
12-quarter low53.15%
12-quarter high76.19%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Big Horn Federal Savings Bank's Efficiency Ratio?

Big Horn Federal Savings Bank's Efficiency Ratio was 63.57% as of Q2 2026, ranking #2219 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Big Horn Federal Savings Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 29637) · FFIEC NIC profile (RSSD 521970)