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BMW Bank of North America: Tier 1 Risk-Based Capital Ratio

13.65% Ranks #1,228 of 2,136 U.S. banks · 43rd percentile

Data as of · sourced from FFIEC call reports. How we update

BMW Bank of North America reported a tier 1 risk-based capital ratio of 13.65% as of Q2 2026, ranking #1,228 of 2,136 U.S. banks (43rd percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 13.65%
Q1 2026 14.88%
Q4 2025 14.53%
Q3 2025 15.57%
Q2 2025 15.25%
Q1 2025 16.80%
Q4 2024 16.23%
Q3 2024 15.98%
Q2 2024 15.20%
Q1 2024 16.78%
Q4 2023 16.28%
Q3 2023 15.83%

National Context

Latest value 13.65%
National rank#1,228 of 2,136
Percentile 43rd
12-quarter low13.65%
12-quarter high16.80%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is BMW Bank of North America's Tier 1 Risk-Based Capital Ratio?

BMW Bank of North America's Tier 1 Risk-Based Capital Ratio was 13.65% as of Q2 2026, ranking #1228 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full BMW Bank of North America profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 35141) · FFIEC NIC profile (RSSD 2850722)