Brattleboro Savings & Loan Association: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Brattleboro Savings & Loan Association of Brattleboro, VT against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.83% | 1.34% | -0.51% | 25th below |
| ROAE | 8.25% | 13.32% | -5.07% | 27th below |
| Net Interest Margin | 4.14% | 3.93% | +0.21% | 61st above |
| Efficiency Ratio | 77.42% | 61.13% | +16.29% | 16th bottom |
| PPNR / Avg Assets | 0.99% | 1.68% | -0.69% | 20th bottom |
| Yield on Earning Assets | 5.29% | 5.67% | -0.38% | 35th below |
| Cost of Funds | 1.24% | 1.88% | -0.64% | 83rd top |
| Net Interest Spread | 3.75% | 3.32% | +0.43% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.03% | 0.94% | +0.09% | 27th below |
| NPA / Total Assets | 0.79% | 0.70% | +0.09% | 27th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.16% | -0.16% | 49th below |
| ACL / Total Loans | 0.94% | 1.28% | -0.34% | 19th bottom |
| ACL / NPLs (Coverage) | 90.50% | 1539.13% | -1448.63% | 24th bottom |
| Texas Ratio | 7.96% | 7.33% | +0.63% | 28th below |
| Provision / NCO | -5500.00% | 1398.50% | -6898.50% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.93% | 19.50% | -3.57% | 57th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.93% | 19.54% | -3.61% | 57th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.09% | 20.62% | -3.53% | 57th above |
| Leverage Ratio | 10.25% | 12.14% | -1.89% | 37th below |
| Equity / Assets | 10.09% | 11.37% | -1.28% | 46th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.09% | 11.09% | -1.00% | 51st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.86% | 80.64% | +5.22% | 38th below |
| Core Deposit Ratio | 96.26% | 86.86% | +9.40% | 90th top |
| Wholesale Funding Ratio | 0.39% | 5.04% | -4.65% | 91st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.19% | 6.85% | -0.66% | 63rd above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.81% | 7.90% | -0.09% | 64th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.66% | 6.29% | -0.63% | 62nd above |
See Brattleboro Savings & Loan Association's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Brattleboro Savings & Loan Association, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Brattleboro Savings & Loan Association profile, how to read a UBPR, or how this data updates.