Bristol County Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bristol County Savings Bank of Taunton, MA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.55% | 1.46% | -0.91% | 11th bottom |
| ROAE | 3.77% | 12.73% | -8.96% | 7th bottom |
| Net Interest Margin | 3.35% | 3.85% | -0.50% | 28th below |
| Efficiency Ratio | 76.67% | 57.38% | +19.29% | 10th bottom |
| PPNR / Avg Assets | 0.93% | 1.88% | -0.95% | 13th bottom |
| Yield on Earning Assets | 4.98% | 5.72% | -0.74% | 19th bottom |
| Cost of Funds | 1.90% | 2.02% | -0.12% | 56th above |
| Net Interest Spread | 2.79% | 3.18% | -0.39% | 33rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.66% | 1.00% | -0.34% | 47th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.56% | 0.76% | -0.20% | 45th below |
| NCO / Avg Loans | 0.02% | 0.43% | -0.41% | 54th above |
| ACL / Total Loans | 0.93% | 1.31% | -0.38% | 22nd bottom |
| ACL / NPLs (Coverage) | 140.32% | 543.87% | -403.55% | 42nd below |
| Texas Ratio | 3.80% | 7.39% | -3.59% | 59th above |
| Provision / NCO | 104.42% | 619.37% | -514.95% | 35th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 17.84% | 17.34% | +0.50% | 86th top |
| Tier 1 Ratio | 17.84% | 17.37% | +0.47% | 86th top |
| Total Capital Ratio | 18.94% | 18.42% | +0.52% | 86th top |
| Leverage Ratio | 14.40% | 11.43% | +2.97% | 91st top |
| Equity / Assets | 14.39% | 11.33% | +3.06% | 91st top |
| TCE / Tangible Assets | 13.94% | 10.50% | +3.44% | 91st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 103.54% | 86.93% | +16.61% | 11th bottom |
| Core Deposit Ratio | 89.24% | 85.55% | +3.69% | 54th above |
| Uninsured Deposit Ratio | 35.78% | 33.12% | +2.66% | 37th below |
| Wholesale Funding Ratio | 3.31% | 5.71% | -2.40% | 54th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 8.92% | 9.68% | -0.76% | 71st above |
| Loan Growth (Y/Y) | 8.94% | 8.05% | +0.89% | 69th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.36% | 7.87% | -2.51% | 54th above |
See Bristol County Savings Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bristol County Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bristol County Savings Bank profile, how to read a UBPR, or how this data updates.