Bristol Morgan Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bristol Morgan Bank of Oakfield, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.19% | 1.34% | -0.15% | 44th below |
| ROAE | 11.80% | 13.31% | -1.51% | 47th below |
| Net Interest Margin | 4.27% | 3.93% | +0.34% | 69th above |
| Efficiency Ratio | 64.01% | 61.14% | +2.87% | 42nd below |
| PPNR / Avg Assets | 1.50% | 1.68% | -0.18% | 45th below |
| Yield on Earning Assets | 6.54% | 5.67% | +0.87% | 88th top |
| Cost of Funds | 2.22% | 1.88% | +0.34% | 25th below |
| Net Interest Spread | 3.67% | 3.32% | +0.35% | 69th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.43% | 0.94% | -0.51% | 49th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.35% | 0.70% | -0.35% | 48th below |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 86th top |
| ACL / Total Loans | 1.13% | 1.28% | -0.15% | 42nd below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 265.11% | 1538.93% | -1273.82% | 56th above |
| Texas Ratio | 3.07% | 7.33% | -4.26% | 53rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.78% | 19.50% | -5.72% | 37th below |
| Tier 1 Ratio | 13.78% | 19.54% | -5.76% | 37th below |
| Total Capital Ratio | 15.03% | 20.62% | -5.59% | 38th below |
| Leverage Ratio | 10.25% | 12.14% | -1.89% | 37th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.37% | 11.37% | -1.00% | 50th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.35% | 11.09% | -0.74% | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 98.49% | 80.63% | +17.86% | 13th bottom |
| Core Deposit Ratio | 84.15% | 86.86% | -2.71% | 28th below |
| Wholesale Funding Ratio | 6.80% | 5.03% | +1.77% | 27th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.15% | 6.85% | +1.30% | 76th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.08% | 7.90% | -1.82% | 55th above |
| Deposit Growth (Y/Y) | 19.43% | 6.29% | +13.14% | 94th top |
See Bristol Morgan Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bristol Morgan Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bristol Morgan Bank profile, how to read a UBPR, or how this data updates.