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C3bank, N.A.: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

The standout move of Q2 2026 was in Brokered deposits: 113.0% higher than in Q1 2026, at $182.3M. C3bank, N.A. ranks 60th of 114 California banks on total deposits, in the lower half at $836.4M (Q2 2026). C3bank, N.A.'s total deposits of $836.4M is well above the $277.3M median for banks in the $100M-1B asset tier, a gap of 202% (Q2 2026).

Deposit totals

Deposit totals for C3bank, N.A., Q2 2026
Line item Q2 2026
Total deposits $836.4M
Domestic office deposits $836.4M
Foreign office deposits —
Deposits to total assets 88.11%
Deposits to total liabilities 97.75%

Deposit composition

Deposit composition for C3bank, N.A., Q2 2026
Line item Q2 2026
Demand deposits $504.1M
Savings deposits $4.2M
Transaction accounts to domestic deposits 61.03%
Time deposits $12K
Time deposits under $100k $5.2M
Time deposits $100k to $250k $45.7M
Time deposits over $250k $48.3M
Noninterest-bearing share of deposits 45.40%

Stability of funding

Stability of funding for C3bank, N.A., Q2 2026
Line item Q2 2026
Core deposits $605.8M
Core deposits to total deposits 72.43%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $182.3M
Brokered deposits to total deposits 21.79%

Cost of deposits

Cost of deposits for C3bank, N.A., Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.47%
Interest expense on deposits $2.9M
Loans and leases to core deposits 76.39%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, C3bank, N.A., oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $722.2M 66.81% 26.05% 3.02%
Q4 2023 $750.0M 63.54% 30.35% 3.53%
Q1 2024 $742.7M 65.40% 27.39% 3.56%
Q2 2024 $669.3M 69.36% 22.34% 3.58%
Q3 2024 $707.1M 68.63% 22.51% 3.44%
Q4 2024 $848.1M 71.96% 19.34% 3.62%
Q1 2025 $824.6M 73.62% 18.46% 3.39%
Q2 2025 $848.9M 72.66% 20.17% 2.89%
Q3 2025 $825.6M 76.92% 16.75% 3.05%
Q4 2025 $885.8M 76.94% 17.93% 2.70%
Q1 2026 $771.0M 83.06% 11.10% 2.45%
Q2 2026 $836.4M 72.43% 21.79% 2.47%

C3bank, N.A. deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full C3bank, N.A. profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 25249) · FFIEC NIC profile (RSSD 754068)