California International Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets dropped 2.47 percentage points in Q2 2026, from 13.85% to 11.38%. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.51% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $13.8M |
| Tier 1 capital | $13.8M |
| Total risk-based capital | — |
| Total equity capital | $13.8M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.38% |
| Tangible equity to tangible assets | 11.38% |
| Equity capital to average assets | 13.51% |
| Internal capital growth rate | 17.35% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $38.8M |
| Common stock surplus | $1.2M |
| Retained earnings | -$26.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 43.36% | 43.36% | 44.70% | 18.25% | $26.2M |
| Q4 2023 | 42.03% | 42.03% | 43.37% | 19.60% | $27.1M |
| Q1 2024 | 39.48% | 39.48% | 40.82% | 20.69% | $28.9M |
| Q2 2024 | 38.65% | 38.65% | 39.98% | 20.19% | $29.5M |
| Q3 2024 | 38.01% | 38.01% | 39.34% | 19.59% | $30.0M |
| Q4 2024 | 32.23% | 32.23% | 33.54% | 19.94% | $35.4M |
| Q1 2025 | 28.34% | 28.34% | 29.64% | 19.10% | $40.5M |
| Q2 2025 | 24.31% | 24.31% | 25.61% | 17.15% | $48.1M |
| Q3 2025 | — | — | — | 14.64% | — |
| Q4 2025 | — | — | — | 13.85% | — |
| Q1 2026 | — | — | — | 14.60% | — |
| Q2 2026 | — | — | — | 13.51% | — |
California International Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock California International Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full California International Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57974) · FFIEC NIC profile (RSSD 3394380)