CalPrivate Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 3.06 percentage points in Q2 2026, from 31.00% to 27.94%. It was the largest change from Q1 2026 among the key lines here. Within California, CalPrivate Bank is 34th of 114 on total deposits, $2.38B as of Q2 2026. The median for banks in the $1B-10B asset tier is $1.67B on total deposits. CalPrivate Bank sits 42% higher, at $2.38B (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $2.38B |
| Domestic office deposits | $2.38B |
| Foreign office deposits | — |
| Deposits to total assets | 88.05% |
| Deposits to total liabilities | 99.00% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $667.0M |
| Savings deposits | $17.1M |
| Transaction accounts to domestic deposits | 40.88% |
| Time deposits | $11K |
| Time deposits under $100k | $55.7M |
| Time deposits $100k to $250k | $94.4M |
| Time deposits over $250k | $122.7M |
| Noninterest-bearing share of deposits | 27.94% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $2.21B |
| Core deposits to total deposits | 92.78% |
| Insured deposits | $1.00B |
| Uninsured deposits | $1.38B |
| Uninsured deposits to total deposits | 57.88% |
| Brokered deposits | $49.3M |
| Brokered deposits to total deposits | 2.07% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.24% |
| Interest expense on deposits | $9.4M |
| Loans and leases to core deposits | 94.30% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $1.77B | 83.05% | 49.88% | 13.94% | 2.95% |
| Q4 2023 | $1.88B | 81.54% | 49.82% | 15.47% | 3.49% |
| Q1 2024 | $1.91B | 80.83% | 48.22% | 15.61% | 3.60% |
| Q2 2024 | $2.00B | 83.47% | 49.63% | 12.91% | 3.69% |
| Q3 2024 | $2.11B | 85.26% | 49.46% | 11.08% | 3.63% |
| Q4 2024 | $2.14B | 84.90% | 48.68% | 11.22% | 3.17% |
| Q1 2025 | $2.20B | 89.53% | 51.91% | 6.51% | 3.00% |
| Q2 2025 | $2.17B | 91.68% | 52.60% | 4.24% | 2.88% |
| Q3 2025 | $2.28B | 92.11% | 53.06% | 3.52% | 2.88% |
| Q4 2025 | $2.23B | 92.70% | 52.20% | 2.92% | 2.56% |
| Q1 2026 | $2.38B | 93.81% | 56.68% | 2.09% | 2.30% |
| Q2 2026 | $2.38B | 92.78% | 57.88% | 2.07% | 2.24% |
CalPrivate Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock CalPrivate Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full CalPrivate Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58291) · FFIEC NIC profile (RSSD 3545258)