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Cape Ann Savings Bank: Tier 1 Risk-Based Capital Ratio

27.40% Ranks #115 of 2,136 U.S. banks · 95th percentile

Data as of · sourced from FFIEC call reports. How we update

Cape Ann Savings Bank reported a tier 1 risk-based capital ratio of 27.40% as of Q2 2026, ranking #115 of 2,136 U.S. banks (95th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 27.40%
Q1 2026 27.63%
Q4 2025 27.16%
Q3 2025 27.14%
Q2 2025 27.04%
Q1 2025 26.76%
Q4 2024 26.97%
Q3 2024 27.03%
Q2 2024 27.01%
Q1 2024 27.14%
Q4 2023 27.38%
Q3 2023 27.56%

National Context

Latest value 27.40%
National rank#115 of 2,136
Percentile 95th
12-quarter low26.76%
12-quarter high27.63%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Cape Ann Savings Bank's Tier 1 Risk-Based Capital Ratio?

Cape Ann Savings Bank's Tier 1 Risk-Based Capital Ratio was 27.40% as of Q2 2026, ranking #115 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Cape Ann Savings Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 90203) · FFIEC NIC profile (RSSD 627108)