Capital One, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Accumulated other comprehensive income fell 7.0% in Q2 2026 to -$6.44B, the biggest move on this page. Within Virginia, Capital One, N.A. is 32nd of 44 on CET1 ratio, 13.21% as of Q2 2026, below the middle of the field. The median for banks in the >= $250B asset tier is 15.13% on CET1 ratio. Capital One, N.A. sits 1.92 points lower, at 13.21% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.21% |
| Tier 1 risk-based capital ratio | 13.21% |
| Total risk-based capital ratio | 14.88% |
| Tier 1 leverage ratio | 10.58% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $67.48B |
| Tier 1 capital | $67.48B |
| Total risk-based capital | $76.02B |
| Total equity capital | $98.72B |
| Risk-weighted assets | $510.92B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.91% |
| Tangible equity to tangible assets | 9.39% |
| Equity capital to average assets | 14.62% |
| Internal capital growth rate | 4.05% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $124.0M |
| Common stock surplus | $86.56B |
| Retained earnings | $18.47B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$6.44B |
| Subordinated notes and debentures | $2.26B |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.17% | 13.17% | 14.45% | 10.30% | $361.25B |
| Q4 2023 | 13.05% | 13.05% | 14.33% | 10.30% | $367.24B |
| Q1 2024 | 13.37% | 13.37% | 14.65% | 10.47% | $364.34B |
| Q2 2024 | 13.53% | 13.53% | 14.82% | 10.55% | $365.16B |
| Q3 2024 | 14.02% | 14.02% | 15.58% | 10.91% | $366.54B |
| Q4 2024 | 13.63% | 13.63% | 15.18% | 10.69% | $374.97B |
| Q1 2025 | 13.94% | 13.94% | 15.49% | 10.82% | $373.62B |
| Q2 2025 | 13.59% | 13.59% | 15.29% | 12.61% | $499.28B |
| Q3 2025 | 13.46% | 13.46% | 15.14% | 10.94% | $502.55B |
| Q4 2025 | 13.44% | 13.44% | 15.12% | 10.90% | $507.43B |
| Q1 2026 | 13.73% | 13.73% | 15.41% | 10.80% | $500.02B |
| Q2 2026 | 13.21% | 13.21% | 14.88% | 10.58% | $510.92B |
Capital One, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Capital One, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Capital One, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4297) · FFIEC NIC profile (RSSD 112837)