Carson Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 4.04 percentage points lower than in Q1 2026, at 87.61%. Within Kansas, Carson Bank is 111th of 182 on loan-to-deposit ratio, 69.79% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Carson Bank sits 10.76 points lower, at 69.79% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $31.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $70.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 69.79% |
| Net loans and leases to deposits | 69.00% |
| Loans and leases to core deposits | 87.61% |
| Core deposits to total deposits | 75.29% |
| Brokered deposits to total deposits | 4.38% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 77.40% | 76.91% | $0 | $20.0M |
| Q4 2023 | 79.43% | 74.53% | $0 | $17.0M |
| Q1 2024 | 76.13% | 74.83% | $0 | $7.5M |
| Q2 2024 | 75.76% | 75.23% | $0 | $9.8M |
| Q3 2024 | 76.88% | 70.92% | $0 | $11.2M |
| Q4 2024 | 73.75% | 71.16% | $0 | $250K |
| Q1 2025 | 67.88% | 75.18% | $0 | $0 |
| Q2 2025 | 71.40% | 77.03% | $0 | $6.0M |
| Q3 2025 | 75.97% | 75.34% | $0 | $8.0M |
| Q4 2025 | 75.34% | 74.91% | $0 | $4.0M |
| Q1 2026 | 73.38% | 75.47% | $0 | $4.0M |
| Q2 2026 | 69.79% | 75.29% | $0 | $0 |
Carson Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Carson Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Carson Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17369) · FFIEC NIC profile (RSSD 171656)