Catalyst Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Catalyst Bank of Opelousas, LA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.90% | 1.25% | -0.35% | 27th below |
| ROAE | 3.52% | 12.22% | -8.70% | 9th bottom |
| Net Interest Margin | 3.89% | 3.95% | -0.06% | 47th below |
| Efficiency Ratio | 76.14% | 63.71% | +12.43% | 17th bottom |
| PPNR / Avg Assets | 0.96% | — | — | 18th bottom |
| Yield on Earning Assets | 5.39% | 5.67% | -0.28% | 39th below |
| Cost of Funds | 1.87% | 1.87% | +0.00% | 45th below |
| Net Interest Spread | 3.06% | — | — | 35th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.43% | 0.88% | +0.55% | 19th bottom |
| NPA / Total Assets | 0.81% | — | — | 26th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 48th below |
| ACL / Total Loans | 1.34% | — | — | 67th above |
| ACL / NPLs (Coverage) | 94.10% | — | — | 25th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.03% | 5.96% | -2.93% | 47th below |
| Provision / NCO | -10400.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 43.37% | 17.18% | +26.19% | 97th top |
| Tier 1 Ratio | 43.37% | 17.21% | +26.16% | 97th top |
| Total Capital Ratio | 44.62% | — | — | 97th top |
| Leverage Ratio | 26.55% | 11.75% | +14.80% | 98th top |
| Equity / Assets | 26.00% | 10.98% | +15.02% | 98th top |
| TCE / Tangible Assets | 26.00% | — | — | 98th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.93% | 80.44% | +0.49% | 49th below |
| Core Deposit Ratio | 90.90% | 86.95% | +3.95% | 61st above |
| Wholesale Funding Ratio | 3.41% | — | — | 52nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.04% | — | — | 62nd above |
| Loan Growth (Y/Y) | -2.85% | — | — | 12th bottom |
| Deposit Growth (Y/Y) | 6.73% | — | — | 68th above |
See Catalyst Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Catalyst Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Catalyst Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Catalyst Bank peer analysis.