Central Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Central Bank of Little Rock, AR against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.00% | 1.25% | -0.25% | 32nd below |
| ROAE | 10.93% | 13.17% | -2.24% | 40th below |
| Net Interest Margin | 3.05% | 3.95% | -0.90% | 10th bottom |
| Efficiency Ratio | 35.43% | 61.50% | -26.07% | 98th top |
| PPNR / Avg Assets | 2.13% | — | — | 77th top |
| Yield on Earning Assets | 6.42% | 5.67% | +0.75% | 85th top |
| Cost of Funds | 3.80% | 1.87% | +1.93% | 0th bottom |
| Net Interest Spread | 2.35% | — | — | 9th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 5.23% | 0.93% | +4.30% | 2nd bottom |
| NPA / Total Assets | 4.90% | — | — | 1st bottom |
| NCO / Avg Loans | 0.95% | 0.15% | +0.80% | 3rd bottom |
| ACL / Total Loans | 1.42% | — | — | 73rd above |
| ACL / NPLs (Coverage) | 27.13% | — | — | 3rd bottom |
| Texas Ratio | 43.31% | 6.06% | +37.25% | 1st bottom |
| Provision / NCO | 121.31% | — | — | 44th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.32% | 17.18% | -6.86% | 4th bottom |
| Tier 1 Ratio | 10.32% | 17.21% | -6.89% | 4th bottom |
| Total Capital Ratio | 11.57% | — | — | 5th bottom |
| Leverage Ratio | 9.37% | 11.75% | -2.38% | 18th bottom |
| Equity / Assets | 9.18% | 10.98% | -1.80% | 29th below |
| TCE / Tangible Assets | 9.16% | — | — | 33rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 110.42% | 80.44% | +29.98% | 3rd bottom |
| Core Deposit Ratio | 51.35% | 86.95% | -35.60% | 1st bottom |
| Wholesale Funding Ratio | 12.31% | — | — | 9th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 20.92% | — | — | 95th top |
| Loan Growth (Y/Y) | 19.18% | — | — | 92nd top |
| Deposit Growth (Y/Y) | 17.18% | — | — | 93rd top |
See Central Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Central Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Central Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Central Bank peer analysis.