Central Penn Bank & Trust Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Central Penn Bank & Trust routing number?

The Central Penn Bank & Trust routing number is 031309686. It is the primary ABA routing transit number registered to Central Penn Bank & Trust, headquartered in Mifflinburg, PA. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Central Penn Bank & Trust wire routing number?

This page lists 031309686, the primary routing number registered to Central Penn Bank & Trust. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Central Penn Bank & Trust before sending a wire.

Is ABA number 031309686 the routing number for Central Penn Bank & Trust?

Yes. ABA number 031309686 is the primary routing number registered to Central Penn Bank & Trust. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 031309686?

Routing number 031309686 belongs to Central Penn Bank & Trust, headquartered in Mifflinburg, PA. It is the bank's primary ABA routing number (FDIC certificate 10685).

Routing numbers of similar-size institutions in Pennsylvania

Credit union, Pottstown, PA

Diamond Federal Credit Union: 231385154

Credit union, Chambersburg, PA

Patriot Federal Credit Union: 231379979

Bank, Honesdale, PA

The Dime Bank: 031308551

Bank, Honesdale, PA

The Honesdale National Bank: 031308535

Bank, Newtown, PA

First National Bank & Trust Company of Newtown: 031912785

Bank, Washington, PA

Washington Financial Bank: 243374221

Bank, Erie, PA

Marquette Savings Bank: 243373248

Bank, Allentown, PA

American Bank: 031302997

All routing numbers in Pennsylvania