CFG Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks CFG Bank of Lutherville, MD against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.39% | 1.34% | +0.05% | 58th above |
| ROAE Ahead of the peer average, behind the median peer. | 12.44% | 12.40% | +0.04% | 49th below |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.73% | 3.83% | -0.10% | 52nd above |
| Efficiency Ratio | 52.93% | 57.84% | -4.91% | 65th above |
| PPNR / Avg Assets | 2.34% | — | — | 83rd top |
| Yield on Earning Assets | 6.69% | 5.71% | +0.98% | 92nd top |
| Cost of Funds | 3.34% | 2.02% | +1.32% | 3rd bottom |
| Net Interest Spread | 2.98% | — | — | 43rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 6.77% | 1.00% | +5.77% | 0th bottom |
| NPA / Total Assets | 5.17% | — | — | 0th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.43% | -0.37% | 38th below |
| ACL / Total Loans | 1.46% | — | — | 84th top |
| ACL / NPLs (Coverage) | 21.58% | — | — | 1st bottom |
| Texas Ratio | 28.33% | 5.47% | +22.86% | 1st bottom |
| Provision / NCO | 254.92% | — | — | 63rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.50% | 14.99% | -2.49% | 32nd below |
| Tier 1 Ratio | 12.50% | 15.02% | -2.52% | 32nd below |
| Total Capital Ratio | 13.71% | — | — | 34th below |
| Leverage Ratio | 11.29% | 11.11% | +0.18% | 66th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.63% | 11.02% | -0.39% | 53rd above |
| TCE / Tangible Assets | 10.62% | — | — | 65th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.93% | 86.99% | -9.06% | 74th above |
| Core Deposit Ratio | 67.78% | 85.57% | -17.79% | 7th bottom |
| Uninsured Deposit Ratio | 14.69% | 33.19% | -18.50% | 92nd top |
| Wholesale Funding Ratio | 4.10% | — | — | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.06% | — | — | 78th top |
| Loan Growth (Y/Y) | 6.42% | — | — | 54th above |
| Deposit Growth (Y/Y) | 6.09% | — | — | 57th above |
See CFG Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock CFG Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full CFG Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the CFG Bank peer analysis.